investing on mutual funds

the philippine stocks is on the rally. bullish economy. trading is on the green. these are some jargons you read in business sections of broadsheets, or even listening to primetime news these days. we have gotten far (although not very far enough, but we are getting there..) from being known as the sleeping tiger of asia. it has been a dramatic run for the philippine economy, now the third best performing bourse in the world, thanks to political leaders seeking ways to change the playing field, thus the business confidence of investors to trade here.

ok, this is not suppose to be an article on the performance of the economy or where are the pi stocks are heading, i am no expert on that. in fact, i understand just a little about it. this is actually a post on how common people like you and me can invest in the stock market. the easy answer -- mutual funds.

i first bump into the idea of mutual funds when i read robert kiyosaki's best selling book, Rich Dad Poor Dad. he had a run-through topic about it and got me interested in knowing more about it. basically, a professional manager pools funds from individual who want to invest in equities. he will be the one responsible to handle your securites and trades them. that's less your worry on the highs and lows of the performance of stocks, you simply sit there and monitor on the value of your fund. initial investments for this usually begins at 10,000, or some have even lower starting amounts. you actually get to choose where to place your money, if you want them invested in stocks or in bonds. the first with higher risk and higher yield than the latter which gives you too conservative returns. you get to choose depending on your risk appetite.

on dec 2007, i decided to invest. the money i placed was from the loan i availed from the company i used to work before. wise move, i know. hahaha i chose to invest it in stocks. that's when i got so interested in montoring the daily trading on the floor. performance of the stocks then were not as high as it is today. you can imagine how ecstatic i get when record-highs are set one after another. just goes to show how much the economy has grown over the years, and how it continues to outperform the major markets of the world.

with the bullish economy we have today, let us take this chance to let go of our money and invest in good securities. getting into mutual funds is one easy start to build up your investment portfolio. believe me, when you see how much your money has appreciated each day, you might just want to have more.

call in you financial advisor or your agent today. hahaha